Pricing comparison
| ChaseAI | Satago | |
|---|---|---|
| Free plan | ✅ Permanent free plan | ✅ Standard plan (free, limited) |
| Paid entry plan | $29/mo | £83/mo (~$105/mo) paid annually |
| Paid monthly | $49/mo (Pro) | £99/mo (~$125/mo) monthly |
| Invoice finance | ❌ No | ✅ Yes (UK only) |
| Credit checks | ❌ No | ✅ Experian-powered |
| Accounting software required | ❌ No | ✅ Xero, QB, Sage, or 300+ integrations |
Satago's paid plan is 2-3x the cost of ChaseAI Pro. The premium is for credit data and invoice finance - if you don't need those, you're paying for features that don't affect your workflow.
Try ChaseAI free - no accounting software, no credit card
Generate your first invoice chasing sequence in under 5 minutes, with AI or templates.
Feature comparison
| Feature | ChaseAI | Satago |
|---|---|---|
| AI-generated follow-up sequences | ✅ Yes - from your invoice PDF | ⚠️ Template-based reminders |
| No accounting software required | ✅ Works from PDF | ❌ Requires connected accounting software |
| Xero / QuickBooks / Sage sync | ❌ No | ✅ 300+ accounting integrations |
| Experian credit checks | ❌ No | ✅ Yes - including credit score + trend |
| Days Beyond Terms (DBT) data | ❌ No | ✅ See how late clients pay other suppliers |
| Invoice finance | ❌ No | ✅ UK only |
| Email open tracking | ✅ Yes | ✅ Yes |
| SMS reminders | ❌ No | ✅ Yes (via Satago) |
| Automated thank-you emails | ❌ No | ✅ Yes |
| Client payment portal | ❌ No | ❌ No |
| Late fee enforcement | ❌ No | ✅ Custom late fee schedules |
| Multi-currency | ✅ Yes | ✅ Yes |
| Geographic focus | Global | UK primary |
| Starting price | Free | £83/mo (~$105) paid annually |
Where Satago is genuinely better
Experian credit data: Satago's partnership with Experian is a genuine differentiator. You can check any current or prospective client's credit score, see the direction it's trending, and get a suggested credit limit - all before you start work. ChaseAI has a Client Payment Risk Scorer tool based on behavioral signals, but no real-time bureau data.
Days Beyond Terms (DBT): Satago shows you how many days late your clients pay other suppliers, not just you. This early warning system for problematic clients has no equivalent in ChaseAI.
Invoice finance: If cash flow gaps are causing real business strain, Satago can advance payment on outstanding invoices (UK businesses only). This is a completely different product capability - chasing software plus a financing facility in one dashboard.
Thank-you emails: Satago automatically sends thank-you emails when clients pay. It's a small thing that protects client relationships. ChaseAI's sequences end when payment is detected but don't send a thank-you.
Where ChaseAI is genuinely better
Price: Satago's paid plan starts at £83/month (~$105). For a freelancer chasing 10-30 invoices a month, this is hard to justify when ChaseAI's Starter plan is $29/mo and includes AI-generated sequences.
Geographic focus: Satago was built for UK businesses and its most valuable features (Experian, invoice finance, statutory late payment tools) are UK-specific. ChaseAI is built for any business in any country.
No accounting software needed: Satago requires a connected accounting package. ChaseAI works from a PDF upload - useful for businesses using Stripe invoicing, FreshBooks, Wave, Bonsai, or any other tool.
AI-written or template-based starts: Satago's chase reminders are template-based. ChaseAI can generate follow-up emails from your invoice content or start from built-in templates, then personalize before scheduling.
Simpler to start: Satago's full platform (credit checks, finance, chasing, integrations) has a meaningful setup curve. ChaseAI is 5 minutes from signup to first sequence sent.
Who should choose which
| Situation | Best choice | Why |
|---|---|---|
| UK B2B business needing credit checks | Satago | Experian data + DBT is genuinely valuable |
| UK business with cash flow gaps needing financing | Satago | Invoice finance is Satago's unique offering |
| Freelancer outside the UK, no accounting software | ChaseAI | Satago's best features don't apply |
| Small agency wanting quick setup and AI emails | ChaseAI | Faster, cheaper, more relevant |
| Business on Sage wanting full AR automation (UK) | Satago | Deep Sage integration + credit data |
| Consultant, global clients, just wants emails sent | ChaseAI | Works anywhere, no integration needed |
FAQ
Is Satago available outside the UK?
Satago's core platform is available to businesses in multiple countries, but its highest-value features - Experian credit checks and invoice finance - are UK-specific. Outside the UK, you get invoice chasing automation without the credit intelligence layer.
Does Satago have a free plan?
Satago has a Standard plan described as free for credit control (basic use), with paid plans from £83/month for the full platform including integrations. ChaseAI's free plan includes 1 sequence generation/month (AI or template).
Can ChaseAI replace Satago's invoice finance feature?
No. Invoice finance (advancing payment on outstanding invoices) is a financing product, not a software feature. ChaseAI doesn't offer financing. If you need cash before clients pay, Satago's UK invoice finance or a dedicated financing provider is the right tool.
External references
- Satago GetApp UK listing: getapp.co.uk/software/102553/satago
- Satago Capterra: capterra.ca/software/145197/satago
- Late Payment of Commercial Debts Act 1998: legislation.gov.uk
Related tools and guides
- Late Payment Cost Calculator
- Invoice Follow-Up Email Generator
- Client Payment Risk Scorer
- How to Chase Unpaid Invoices
- Start Free
Written by Pasko Djonovic, Founder at ChaseAI • Last updated May 6, 2026
Disclosure: ChaseAI is one of the tools compared on this page.