ChaseAI

ChaseAI vs Chaser - Honest Comparison for 2026

I built ChaseAI because I needed a tool to chase invoices without paying enterprise prices or connecting my entire accounting stack first. Chaser is a genuinely good product - but it's built for finance teams with Xero or QuickBooks already in place, not for freelancers who just want to stop writing follow-up emails. Here's an honest side-by-side so you can decide which one is right for your situation.

QUICK VERDICT

Choose ChaseAI if:

  • ✓ You're a freelancer, consultant, or small agency
  • ✓ You don't use Xero or QuickBooks (or don't want to connect them)
  • ✓ You want AI-generated emails with template options when needed
  • ✓ Budget matters - $0-$49/mo vs $49-$369+/mo

Choose Chaser if:

  • ✓ You have a finance team and Xero/QuickBooks already set up
  • ✓ You need credit checks on clients before work begins
  • ✓ You want a payment portal for clients
  • ✓ Invoice volume is high (100+ invoices/month) and you need full AR automation

Pricing comparison

Plan ChaseAI Chaser
Free plan ✅ Yes (1 invoice, 1 sequence/mo) ❌ No
Entry paid plan $29/mo (unlimited invoices, 50 sequence generations) $49/mo (up to 50 invoices)
Mid-tier plan $49/mo (unlimited invoices + sequences) $129/mo (up to 150 invoices)
Higher volume $49/mo (no invoice limit) $369/mo (up to 400 invoices)
Enterprise Contact Custom
Free trial ✅ Free plan, no card ✅ Trial available

Chaser's pricing scales by invoice volume. At 150 invoices/month, you're paying $129/mo on Chaser vs $49/mo on ChaseAI. At 400 invoices, $369/mo vs $49/mo.

Try ChaseAI free - no accounting software, no credit card

Generate your first invoice chasing sequence in under 5 minutes, with AI or templates.

Feature comparison

Feature ChaseAI Chaser
AI-generated email sequences ✅ Yes - AI writes from your invoice PDF ⚠️ Templates with AI optimization
PDF invoice upload ✅ Yes - data extracted automatically ✅ Yes
No accounting software required ✅ Works standalone ❌ Requires Xero, QuickBooks, or Sage
Xero / QuickBooks integration ❌ Not currently ✅ Native integration
Automated email sending ✅ Yes ✅ Yes
Email open tracking ✅ Yes ✅ Yes
SMS reminders ❌ Not currently ✅ Yes
Automated phone call reminders ❌ No ✅ Yes (Auto-call feature)
Client payment portal ❌ No ✅ Yes
Credit checks on clients ❌ No ✅ Yes (AI-powered)
Cash flow forecasting ❌ No ✅ Yes
Late fee enforcement ❌ No ✅ Added mid-2026
Setup time ~5 minutes 30-60 minutes
Designed for Freelancers, small agencies SMBs, mid-market finance teams
Starting price Free $49/month

Where Chaser is genuinely better

If you run your business on Xero or QuickBooks and want a tool that syncs automatically, Chaser's native integration saves significant time. ChaseAI requires manual PDF upload for each invoice, which works fine for lower volumes but adds friction at scale.

Chaser also includes AI-powered credit checks so you can assess whether a new client is likely to pay before you start. ChaseAI has a Client Payment Risk Scorer tool, but not real-time credit bureau data. If protecting against bad debt is a top priority, Chaser is stronger here.

If your process relies on calls, Chaser's Auto-call feature can schedule and make automated debtor phone calls. ChaseAI is intentionally email-first, so teams with phone-heavy collections workflows will likely prefer Chaser.

For finance teams handling 200+ invoices per month, Chaser's full AR workflow (credit-to-cash, forecasting, and deeper AR dashboards) becomes genuinely useful. ChaseAI is built for lower-volume users where simplicity and speed are worth more than enterprise workflow depth.

Where ChaseAI is genuinely better

Price: At $29/mo for unlimited invoices, ChaseAI is 1.5x-12x cheaper depending on your invoice volume. For a freelancer chasing 20-50 invoices/month, paying $129-$369/mo for Chaser is hard to justify.

No accounting software required: ChaseAI works from a PDF. You don't need to connect Xero, QuickBooks, or Sage. For freelancers using FreshBooks, Wave, or even spreadsheets, ChaseAI works immediately.

AI-first with template fallback: ChaseAI can generate sequences tailored to your specific invoice (client name, amount, due date, relationship context), and also lets you start from built-in templates when you want more control.

Setup in 5 minutes: Chaser onboarding typically includes connecting accounting software and configuring reminder rules. ChaseAI is upload a PDF, review the generated sequence, send.

Who should choose which - decision table

Situation Best choice Why
Freelancer, <50 invoices/month, no accounting software ChaseAI Cheaper, simpler, no integrations needed
Small agency on Xero/QB, wants hands-off AR Chaser Integration + automation justifies price
Consultant, 10-30 invoices/month, hates writing emails ChaseAI AI writes the emails, free plan available
Finance team, 100+ invoices, needs credit checks Chaser Full AR platform is worth the investment
Trades business, irregular invoicing, basic needs ChaseAI Simpler setup, no accounting software required
Mid-market business, dedicated AR staff Chaser Built for this exact use case

Frequently asked questions

Can I switch from Chaser to ChaseAI?

Yes. ChaseAI doesn't require any accounting software connection, so there's nothing to migrate. Upload your first invoice PDF and you're running a sequence in minutes. There's a free plan if you want to test before committing.

Does ChaseAI integrate with Xero or QuickBooks?

Not currently. ChaseAI works via PDF upload or manual invoice entry. Xero and QuickBooks integration is on the roadmap. If accounting software sync is critical today, Chaser is the stronger choice.

What happens to my Chaser data if I switch?

ChaseAI is a separate system - you'd start fresh. Your invoice history and client communications in Chaser don't transfer, but for most small businesses the active invoice list is small enough that this isn't a significant issue.

Is Chaser worth it for a solo freelancer?

It depends on your invoice volume. At $49/mo for 50 invoices, the math works if you're consistently sending that volume. For freelancers with 10-30 invoices/month, ChaseAI's $29/mo (or free plan) is a better fit.

Does ChaseAI have a free trial?

ChaseAI has a permanent free plan - not a trial. You can create 1 invoice and generate 1 sequence per month for free (AI or template start), with no credit card required. Paid plans start at $29/month.

External references

Related tools and guides

Written by Pasko Djonovic, Founder at ChaseAI • Last updated May 6, 2026

Disclosure: ChaseAI is one of the tools compared on this page.

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No card required. No Xero needed. One invoice, one sequence generation, see if it works for you.

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